I owned a Insurance agency 100 yrs ago before getting into Law Enforcement. THe big key to your premium issue would be the 3 tickets if they are all within 3 years and if you have a chargable accident, Of course your location makea difference too. Insurnace sucks until you need it.
Just try to keep it alittle slower and it will eventually go down. Of course making it to over 25 will help too!.. Then it is all down hell.
Mike<BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by argonaut:
You are really getting ripped off with the 2k... I am under 25 and have the H2 insured for 1400. Plus I have three tickets and two claims on my record. The flip side is that I couldn't get insurance on my Bimmers, so I had to put them jointly in my dad's name and insure them through him. Quite a PITA if you ask me. This may, my rates go down big time as I hit the 25 level for the H2, probably around 300 bucks or so because the tickets will be off my record too. I agree that the insurance industry is a huge rip off, and that the effect of offroading claims will be minimal compared to the soccer mom's parking lot fender benders. I have a bit of damage on my truck, but I have no plans of claiming it. That would screw my premium up. Likewise I think the vandalism issue is negligable as well.
Mac, note I was joking in my previous response. Just trying to get your goat, that is all.
'03 H2 Sunset Orange No mods
'03 BMW M3 Convertible
'02 BMW M5<HR></BLOCKQUOTE>