Your points are well taken, Seth. But if my transfer case (or any other major item) fails after the three-year factory warranty, I will have paid for my extended warranty. Also, in my case it was easier to just roll that into the financing for a few bucks more a month on the payments. But you are right in that they wouldn't offer it for the price they do if they didn't make money (based on actuarials like insurance). To each his own. My judgement was that the price offset the risk for 75,000 miles. [img]/infopop/emoticons/icon_smile.gif[/img]
Jim
Red H2 in Texas
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Jim
2003 H2 Metallic Red (now gone)
2008 H3 Graphite Lux
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