Debt sucks. But sometimes there is nothing you can do about it. I know I didn't have enough money to pay for my house in cash, and even if I did I sure as hell wouldn't have done it. I put half down and mortgaged the other half.
Take away the mortgage as debt and I'm left with about 10 grand tied up in a vehicle.
Now if you wanna tack on business loans then it gets ugly.
