Congratulations, you'll love driving your H3 and find all kinds of excuses to just go out for a drive. I got my H3 in early June and I think they all came with the insert then, as my base did. I guess they've eliminated that now, as well as the chrome roof racks with the chrome package, and built in garage door opener on the lux. I'll bet if you pressed, the dealer might give you an insert. I've looked my roof rails over real closely and they look fine with no cracks.
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