Can't answer about finance rates, and I thought the black grills were aftermarket. However, ask your dealer if they will accept GMID (GM in the Driveway), if so, send me an email, from your email address, to
f5fstop@comcast.net (make sure to put something in the subject line or it might be spammed), include your date of birth and last four numbers of your social security number.
I'll get you a GMID authorization number and this drops the price of the H3 to approximately 2 percent above invoice. Most dealers will accept GMID; even if they won't budge off MSRP.
If your dealer does not accept, there are plenty out there that will. Please make sure you can use the GMID. I'm allowed two per month, and if the number is issued and not redeemed, it might hurt someone else.
What Guppy stated about dealers searching for vehicles, that is correct. I went to my dealer and they not only took my GMS (actual GM employee discount), but they also sent someone to Indianapolis to pick up the H3 I wanted. I had performed a search on the GM dealer system for a white H3 with off-road and luxury package, as well as XM, chrome package, etc., and I found four within 250 miles of the Detroit area. So, dealers do perform trades.