smart buy is like a lease with the benifits of buying. GM will take the car back as long as it is within in milage limit and condition and you walk away after 24 months. If you decide you wan tto keep the vehicle you can finance the amount remaining. GM was burned bad by them on low dough pontiacs a few years back and some dealers or states don't like them. It is an incentive purchase. God forbit you off-road it on a smart buy and try to turn it in and walk away. Smart buys are for stupid people.
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