Quote:
Originally posted by Ipedog:
Because its better to loose an inch of clearance (that can be regained with bigger tires) than to loose a transfer case and be stuck in the back country? 
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x2!
If you are wheeling somewhere where getting hung up on some rocks is an issue, I'll take losing an inch (or less) in clearance over the bill for a new t-case any day of the week.
The UCP is cheap insurance. If you hit a rock just right without the UCP, you'll be getting a tow and a big repair bill.