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05-31-2006, 06:16 PM
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Hummer Guru
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Join Date: Mar 2005
Posts: 3,356
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Your Insurance limits?
I have 50k total liability 25/50/25
With they Hummer they sugested 50/100/50 becasue the Hummer can cause more damage in an accident. What do you all think and have given the recent wreck with one of our members?
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05-31-2006, 06:31 PM
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Hummer Guru
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Join Date: Sep 2005
Location: fort salonga ny
Posts: 3,789
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Re: Your Insurance limits?
I have 50k total liability 25/50/25
Thats minimum here in Ny .I have it combined with my homeowner policy $500,000 liability.
If your assets are more than $50,000 I would up the insurance.
__________________
H3 gray adventure,brushguard,hood handles,sunroof,steps,crossbows,smokers package,window/sunroof visor,Airbrushed spare tire cover,mudflaps,K&N filter,SS Hummer insert,Hummer rubber mats,cargo rubber mat + shade,12 volt airhorn,eclipse nav/dvd/rear camera/mini remote,autostart,12 volt fridge,high beam garage remote,underhood air compressor, taillight bezels ,clinometer ,trailer brake and hitch.
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05-31-2006, 06:59 PM
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Hummer Guru
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Join Date: Sep 2005
Posts: 2,980
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Re: Your Insurance limits?
Quote:
Originally Posted by usetosellhummer
I have 50k total liability 25/50/25
With they Hummer they sugested 50/100/50 becasue the Hummer can cause more damage in an accident. What do you all think and have given the recent wreck with one of our members?
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I have 25/50/25, I agree with you on the Hummer cause more damage in an accident.
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06-01-2006, 04:02 AM
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Hummer Professional
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Join Date: Oct 2005
Location: Cabo San Lucas, Mex
Posts: 331
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Re: Your Insurance limits?
i have 50/100/50 on my mexican policy. if you own your vehicle (no debt on it) or have > its value in other assets, it is prudent to have a substantial liability policy, so your personal assets will not be at risk. Combining the liability with your homeowners policy is a also a great strategy to insulate your family from risk. my insurance policy in mex is substantially cheaper than the typical us full coverage policies. as i remember, my anual premium last august was about $1,300.00, well worth the piece of mind!!!
p.s. it sure would be great to take out one of those mini coopers!!!
i need that sma brush gaurd first though!!!
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06-01-2006, 04:07 AM
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Banned
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Join Date: Jan 2006
Location: Central Florida
Posts: 413
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Re: Your Insurance limits?
I have 250k/500k/100k for about $525/yr on the H3, full coverage.
The cost for extended coverage is usually not that much more. For me it was less than $100/yr. difference and well worth the peace of mind. Of course this is all assuming a decent driving record and accident history....
Last edited by lotus4s : 06-01-2006 at 04:10 AM.
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06-01-2006, 10:59 AM
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Hummer Guru
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Join Date: Jul 2005
Location: Idaho
Posts: 4,744
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Re: Your Insurance limits?
100/300/100, for 960 per year. I live in MI where insurance is extremely high.
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Black Sheep Hummer Squadron
(ME TOO)
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06-01-2006, 01:40 PM
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Hummer Authority
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Join Date: May 2006
Location: Upstate NY
Posts: 1,050
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Re: Your Insurance limits?
100/300/50 for an Infiniti QX4. About $925/yr. Upstate NY
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06-01-2006, 02:30 PM
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Hummer Guru
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Join Date: Apr 2005
Location: Orlando, FL
Posts: 6,358
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Re: Your Insurance limits?
A friend of mine called to get an umbrella policy to protect his assets and his agent said they don't write them for people with Hummers, he has an H2. When he asked why she said because people that get into accidents with Hummer generally don't fair well
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I don't care about the "Jeep thing" as long as my mail is on time!!!
Slate Blue H3 Adventure w/sunroof, Monsoon/NAV, DVD and marker lights
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