How are windshields holding up to chips and cracks

[f5fstop]

No more vertical in position than my Jeep Wrangler, and never replaced a windshield in it over the past few years.
As for bugs, well, going cross country I learned that at every fill up and at ever rest stop, the Windex and the scrub brush come out and the window gets cleaned. I'm just trying to figure out why the first bug to commit suicide has to hit right in my line of sight.