You are really getting ripped off with the 2k... I am under 25 and have the H2 insured for 1400. Plus I have three tickets and two claims on my record. The flip side is that I couldn't get insurance on my Bimmers, so I had to put them jointly in my dad's name and insure them through him. Quite a PITA if you ask me. This may, my rates go down big time as I hit the 25 level for the H2, probably around 300 bucks or so because the tickets will be off my record too. I agree that the insurance industry is a huge rip off, and that the effect of offroading claims will be minimal compared to the soccer mom's parking lot fender benders. I have a bit of damage on my truck, but I have no plans of claiming it. That would screw my premium up. Likewise I think the vandalism issue is negligable as well.
Mac, note I was joking in my previous response. Just trying to get your goat, that is all.
'03 H2 Sunset Orange No mods
'03 BMW M3 Convertible
'02 BMW M5
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10-01-2003, 01:58 PM
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