Hummer 1, Motorcycle 0

[RubHer Yellow Ducky]

Originally Posted by evldave

Well, I have the names/numbers of 2 witnesses who both will attest I was pretty much stopped when he hit me. I have the name/number of the ambulance medic that was called to the scene. He (the motorcycle driver) signed a 'refusal for medical treatment' form or whatever because they wanted to take him to the hospital just to make sure. I have the name/number of the state patrol officer who responded to the scene. I have the guys driver's license, registration info, his address, etc. This afternoon, (hypothetically) I'll have a signed statement from his stating the wreck was his fault and releasing me from liability.

I do NOT have his insurance card, because he didn't have it at the time - he may not have motorcycle insurance (not a requirement in washington) and doesn't want to have to deal w/my insurance company. That may very well be the issue, I will ask him this afternoon when I see him. If he doesn't and I get the statement from him, $$$ for the repair, and he's still cool about the whole thing, I think I've protected myself pretty good and cut the guy some slack. Karma can be a good thing I've got uninsured motorist on my insurance, but I'll bet a case of beer if I file a claim I'll have to pay somewhere down the line in increased rates, etc (actually everyone will have an incremental increase in their rates because of the overhead). This seems like a good balance between risk vs hassle. Time will tell...

oh, and I have been sued before (not for an accident) and it generally sucks. I have also had to file claims w/insurance companies and have been completely screwed by them too (my own f'ing insurance company no less!). Either way, getting into an accident sucks ballz.

Dave the HIGHLIGHTED red was not mentioned before... Myself and i'm gussing others would not have been so strong in our words had you mentioned the red info up front...