Financing, what can be done?

[Yarjammer]

Good point about the 0%, I didn't take that into account.

Craigslist is one place to start or network with any friends or family who may secretly be pining for an H3. You are most likely best off talking to your preferred bank or credit union about what options exist (amount of negative equity you can roll in and still qualify for a good rate on the next loan).